Money is a gift. You should treat it as such. Don’t waste it on meaningless things. That doesn’t mean you can’t buy a few luxury or self-indulgent items now and then, but if you are having trouble paying your bills, don’t add to the problem by buying the latest big screen TV. My grandparents lived through the depression, so they saved everything. String, paper, cardboard, aluminum, glass jars, you name it they probably had it somewhere. They didn’t hoard. They shared with their friends and neighbors. If they could save a few pennies here or there, they did. This is being thrifty. Grandma would still buy an occasional bag of her favorite candy. She taught me the meaning of being thrifty and a good steward of my money.